Price Reduction - Waterfront
Address
8205 Surf Drive, Panama City, FL
Price
$ 2,825,000
Property Attributes
  • MLS#769495
  • TypeSingle Family
  • Listing Status Active
  • CountyBay
  • CityPanama City
  • Area03 - Bay County - Beach
  • NeighborhoodBel Air
  • Zip32408
  • Style
  • Year Built2013
  • Taxes$ 17831
  • Price$ 2,825,000
  • Bedrooms6
  • Full Bathrooms4
  • Half Bathrooms1
  • Sqr Footage2856
  • Lot Size0.14 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description

Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue. Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 on the books for 2025 and $340000+ for 2026 and over $100000 for 2027 (as of July 9, 2026)

Elementary School Middle School High School
Patronis Elementary School Surfside Middle School Arnold High School
Price History
9/8/2025 Listed $3,250,000
9/30/2025 8$2,995,000
1/11/2026 2$2,925,000
7/9/2026 2$2,875,000
8/27/2026 2$2,825,000

General Features

Sewer Public Sewer
Utilities Cable Connected,Natural Gas Available
Property Subtype Single Family Residence
Tax Year 2024
Community Features Short Term Rental Allowed
County Bay
Property Type Residential
HOA false
Subdivision Name Bel Air
Special Listing Conditions Listed As-Is
Status Active
Directions East on Thomas Drive, turn right onto Cobia Street and go to stop sign.
High School Arnold
City Panama City
Zoning Description Resid Single Family
MLS Area 03 - Bay County - Beach
Lot Size Units Acres
Lot Size Square Feet 6273
Elementary School Patronis
Land Lease Y/N false
Tax Annual Amount 17831
Middle/Junior High School Surfside
MLS Area Minor 0323 - Beach - South of Grand Lagoon
Standard Status Active
Property Sub Type Additional Single Family Residence
Occupancy Type Tenant
Waterfront Features Gulf,Shoreline - Sand
Year Built 2013
Heating Central
Cooling Central Air
Appliances Electric Oven,Electric Range,Electric Water Heater
Patio/Porch Features Deck,Covered,Patio
Construction Materials HardiPlank Type
View Gulf
Attached Garage false
Garage Y/N false
Total Rooms 11
Full Baths 4
Architectural Style Florida
Pool Features In Ground,Private
Security Features Smoke Detector(s)
New Construction false
Roof Metal

Interior Features

Total Baths 5
Interior Amenities Main Level Primary
Furnished Units All Units
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 6
LivingAreaSource Owner
Half Baths 1

Exterior Features

Lot Size Area 0.14
Lot Dimensions 40 X 150
Lot Size Acres 0.14
Building Area Total 2856
Waterfront Y/N true
Exterior Amenities Covered Patio,Outdoor Shower
Foundation Details Pillar/Post/Pier
Private Pool true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 32408

Price
AVG $930K
$2.83M
Taxes
AVG $6,528
$17,831
Year Built
AVG 2002
2013

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